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"Your Home Business Coach Ezine" 
Published Tuesday & Thursday
Lena Sanchez - Editor
Click Here To Email Lena 
928-636-9425
Tuesday  January 3, 2006

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Watch For A Natural Environmental Facts Sun., Wed, Friday with  Monday's Ask Lena Health Q & A!

This Ezine is available by subscription only. Your Home Business Coach does not make its list available to third parties. All subscribe and unsubscribe information can be found at the end of this issue. The Mission of this Ezine is to help you grow in business and in health! 

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=> IN THIS ISSUE!
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<> Editors' Remarks
<>Motivational Thought!
<> Spotlight of the Day
<> Paid Ads Week/Month
<> Business Tip
<> Advertising Links
<> Business Coach of the Day
<> Change Your Life Information

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EDITORS' REMARKS
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Greetings and thank you for being an optin subscriber. 

Here goes again. It seems each year this continues and I must let you know about it....

I'm mystified? Why anyone has such a small mind that they think it's fun or smart to interrupt peoples lives with autoresponder messages sent to someone that he/she probably doesn't even know... I have a creep, hopefully it's only one person, who has continually done this over the last year creating time consuming work for me. I believe his/her goal is trying to shut down my Bible Guides, but it's not going to happen... Well, let me tell you that person has met his/her match. I don't cave under pressure to such harassment... Sure it takes time out of my day to go in and remove those emails from my list and have them black listed so that cannot happen to that innocent person, who receives them, again... Another pet peeve is; jerks who hijacks someone's email to spam others... I receive emails from myself that I did not send out so I know I'm a victim of their small mind... I want to say if you receive an email from me that isn't an edition of the ezines or an answer to your question it isn't from me!!!! I'm sorry there are such small minds and people who will resort to that and I do hope you do not utilize their product or service as they do not deserve to prosper...

Do what you must to be successful as long as it's honest, something you enjoy and doesn't hurt anyone.
 
Lena


Reminder:

Don't Pass On Misinformation. to others. 
Get the real scoop first at http://hoaxbusters.ciac.org/HBHoaxCategories.html 

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MOTIVATIONAL THOUGHT
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"The only measure of what you believe is what you do. If you want to know what people believe, don't read what they write, don't ask them what they believe, just observe what they do."
 
~ Ashley Montagu

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PAID WEEK/MONTH SPOTLIGHTS
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Networking With Business Cards

Try networking with business cards. Have a wad of cards handy when you find yourself in a group. Don't try to sell, just pass out your card with an invitation to call or email. Collect other people's cards, organize them, then call a week later to pick up the conversation again and...this time...do some selling.

*** Kevin Nunley provides marketing and copy writing. Read all his free tips at http://DrNunley.com  Reach Kevin at kevin@drnunley.com or 603-249-9519.

Be On The Look Out For;

The Sow's Ear

There are so many opportunities being presented on the web, it is difficult to distinguish between them.  Some are the proverbial "silk purse", and others are the "sow's ear".  How do you tell the difference? 

You have to be very careful on the Internet. There are many legitimate deals, but there are many unethical people also. Don't be misled by anything that guarantees riches for very little work. If you have a good product and market it well, you can make an excellent income and maybe even become wealthy.        

When you first get interested in an opportunity however, before "jumping in with both feet", step back a bit and take a hard look at it. There are danger signs that some have, and if you see them, it is possible you should simply walk on by. 

Probably the number one danger sign is the promise of huge wealth in a short period of time with little or no effort on your part.

Another serious danger sign is the lack of contact information.

If all you have is a form to fill out on a web site, and no contact methods, this should definitely be avoided.  A legitimate company will give a physical address, a phone number, and have an email address you can write to. 

Never send cash or a money order, as you have little if any recourse if they don't deliver.  Don't think that writing a check is safe either, as they always cash or deposit the check before providing you anything. This is the prudent thing for any vendor to do, as it prevents cheats from taking advantage of them.

Your absolute best bet is to pay for online purchases with a credit-card.  If the company does not deliver, you can dispute the payment and have the charge reversed. If a company does not accept credit-cards, but did in the past, it is almost always an indication that victims are beginning to charge back their program membership, and "product" purchases on their cards. This is a major danger sign as very likely they have lost their vendor status with the credit-card companies, due to the volume of their charge backs. 

If the seller won't, or like a private individual, can't accept credit-cards, consider using an escrow service. Escrow services are another good payment option. For a small fee, an escrow service holds the buyer's payment and forwards it to the seller upon the buyer's receipt and approval of the item within an agreed upon inspection period.  For buyers, escrow services can help ensure that they get what they pay for.

Sellers may find escrow services less expensive than participating in the credit card payment system, especially if the buyer pays the fee, and they avoid the problems of bad checks or stolen credit-cards. If you use one, ensure that the service is licensed and bonded, and how you can confirm that with the appropriate agency. If you have been defrauded, contact the National Fraud Information Center at 1-800-876-7060 - http://www.fraud.org/ 
 
For the sixth year in a row, identity theft topped the list of complaints, accounting for 39 percent of the consumer fraud complaints filed with the FTC. Credit card fraud was the most common form of reported identity theft, followed by phone or utilities fraud, bank fraud, and employment fraud. Never provide your credit card information before doing some due diligence research on the Company. Web sites are still the most common way that consumers are solicited for fraudulent Internet offers, but the statistics reveal an increase in the number of initial contacts made by con artists using email.

In addition to identity theft, the other top categories of consumer fraud complaints include:

* Internet Auctions  
* Over the Counter Stock (Penny Stocks)
* Shop-at-Home/Catalog Sales  
* Internet Services and Computer Complaints 
* Foreign Money Offers  
* Prizes/Sweepstakes and Lotteries  
* Advance-Fee Loans and Credit Protection 
* Business Opportunities and Work-at-Home  
* Telephone Services
* Tax Reduction Services

There a lot of people trying disguise that "sows ear" to look like a "silk purse", but if you use common sense, you can recognize it for what it is.

*** Did you know that subscribers to Bob Osgoodby's Free Ezine the "Tip of the Day" get a Free Ad for their Business at his Web Site? Great Business and Computer Tips - Monday. Wednesday. And Friday. Instructions on how to place an ad are in the Newsletter. Subscribe at: http://adv-marketing.com/business/subscribe2.htm