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"Your Home Business Coach Ezine" 
Published Tuesday & Thursday
Lena Sanchez - Editor
Click Here To Email Lena 
928-636-9425
Tuesday  December 20, 2005

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Watch For A Natural Environmental Facts Sun., Wed, Friday with  Monday's Ask Lena Health Q & A!

This Ezine is available by subscription only. Your Home Business Coach does not make its list available to third parties. All subscribe and unsubscribe information can be found at the end of this issue. The Mission of this Ezine is to help you grow in business and in health! 

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=> IN THIS ISSUE!
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<> Editors' Remarks
<>Motivational Thought!
<> Spotlight of the Day
<> Spotlighting a product/service/person
<> Business Tip
<> Advertising Links
<> Business Coach of the Day
<> Change Your Life Information

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EDITORS' REMARKS
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Greetings and thank you for being an optin subscriber. 

This is going to be a very hectic week for some, so for those that are not able to read the ezine and glean tidbits of success information I say "Next week will work." Did you realize that only a few more days and this madness will be over and it will be on to preparing for the New Year! Enjoy your week and the upcoming holidays...

Do what you must to be successful as long as it's honest, something you enjoy and doesn't hurt anyone.
 
Lena


Reminder:

Don't Pass On Misinformation. to others. 
Get the real scoop first at http://hoaxbusters.ciac.org/HBHoaxCategories.html 

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MOTIVATIONAL THOUGHT
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"Optimists are right. So are pessimists. It's up to you to choose which you will be."

 ~ Harvey Mackay, Businessman and Author

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Holiday Scams

I got a phone call the other day from a Sergeant Harris who said he was calling from the Police Department. He said he was soliciting funds for the PBA (Police Benevolent Association) to buy gifts for needy children. Now most of us know that the PBA is a reputable organization, and provides great support for our Law Enforcement Employees.

Something just didn't ring true however, so I told him I couldn't talk as I was busy, but to call back later.  I then called our local Police Department and asked if this was on the up and up. I found out that there is no Sergeant Harris in our Police Department, and there was no fund raising activity taking place at that time. He never called back.

This is just one of the many scams being perpetrated and I thought it might be appropriate to review some of the others we face every day on the Internet.  Con artists have gone high-tech and are using the Internet to defraud consumers in a variety of clever ways.

Internet Auctions allow you to shop in a "virtual marketplace" that offers a huge selection of products at great deals. It has been reported by some, that after sending their money, they've received an item that is less valuable than promised or, worse yet, nothing at all. When bidding through an Internet auction, particularly for a valuable item, check out the seller and insist on paying with a credit card or using an escrow service - never send cash or a personal check.

Internet Access Services and Long Distance Service Providers may send you a check, and this is prevalent during Holiday Season when folks could use a few extra dollars. But be careful, you might be "trapped" into a long-term contract for Internet access or phone service, with big penalties for cancellation or early termination.  If a check arrives at your home or business, read both sides carefully and look inside the envelope to find the conditions you're agreeing to if you cash the check.

Web Crammers promise a free custom-designed website for a 30-day trial period, with no obligation to continue, and Internet Service Providers might promise free Internet Access for a trial period. Beware that you may be charged for the service after the trial period, even if you asked to be removed from their program. You should review your telephone and credit card bills to be sure you are not being charged.

M-L-M Scams and Pyramids have been around a long time. They promise that you can make money through the products and services you sell, as well as those sold by the people you recruit into the program. Many have found that after they've bought into a plan or programs, that in reality, their customers are other distributors, and not the general public. Some programs are actually illegal pyramid schemes. When products or services are sold only to distributors like yourself, there's no way to make money. You should avoid plans that require you to recruit distributors, buy expensive inventory or commit to a minimum sales volume.

Travel and Vacation plans offer a luxurious trip with lots of "extras" at a bargain-basement price. Some companies however, deliver lower-quality accommodations and services than they've advertised or no trip at all. Others have been hit with hidden charges or additional requirements after they've paid. You should always get references on any travel company you're planning to do business with. Then, get details of the trip in writing, including the cancellation policy, before signing on. Many of these cruise ships are of foreign registry, and you may not have legal recourse if they don't deliver.

Business Opportunities - Be your own boss and earn big bucks. Most of these make extravagant offers, and if it sounds too good to be true, it most likely is. The same applies to investing in a day trading system or service that promises huge earnings.  Big profits always mean big risk. Programs that claim to be able to predict the market with 100 percent accuracy should simply be avoided.

Be wary of extravagant claims about performance or earnings potential. Get all promises in writing and review them carefully before making a payment or signing a contract.

Read the fine print and all relevant links. Fraudulent promoters sometimes bury the disclosures they're not anxious to share, by putting them in tiny type or in a place where you're unlikely see them. Look for a privacy policy. If you don't see one - or if you can't understand it - consider taking your business elsewhere. Be skeptical of any company that doesn't clearly state its name, street address and telephone number.

Can you avoid getting caught by a scam artist working the web? Not always. But prudence and due diligence usually pays.

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Did you know that subscribers to Bob Osgoodby's Free Ezine the "Tip of the Day" get a Free Ad for their Business at his Web Site? Great Business and Computer Tips - Monday. Wednesday. And Friday. Instructions on how to place an ad are in the Newsletter. Subscribe at: http://adv-marketing.com/business/subscribe2.htm

10 Tips For Conquering Your Fears
Copyright © 2005 Cari Vollmer
LifeOnTrack (tm)
http://www.LifeOnTrack.com

Have you ever had a fear that kept you from living life fully? Perhaps this fear has stopped you from having MORE fun or experiencing GREATER success. Yes? You're not alone. I have too.

The fear I conquered in the story below may not be my biggest fear but with a little reflection I saw how it really stopped me from enjoying my family and life to the fullest. It also taught me a valuable lesson of how taking steps to overcome my fear resulted in increased self confidence.

At the end of my story, I'll give you tips for conquering your own fears.

A few weekends ago my husband and I took our daughter Kasie, and my nephew Zach, to a water park. We all love the water and were having a blast until my hubby and the kids took off for --- the water slides.

As they enthusiastically ran to the slides I slowed wayyyy down. In fact, I stopped, found a chair and proceeded to organize our belongings. As I settled into a lawn chair I saw Kasie and Zach whoosh down their side-by-side slides and plunge, feet first, into the cool water. They quickly resurfaced, sputtering and laughing and ready for more.

As Zach jumped out of the pool to run back up the stairs he looked at me laughing and said, "Cari's being a wimp." He was right. I was.

You see, even though I love the water I've always been afraid of --- water slides.

On this particular day however, the kid pressure was too great. I decided it was the time and place to conquer my old fear. As I hurried to the steps my chest tightened and my breathing became very shallow. Each step I took to reach the top of the slide made me feel anxious, awkward and scared to death.

I focused my attention on the cute and fearless little girl in front of me. I motivated myself by repeating the mantra, "if she can do it, I can do it". As we reached the top of the slide, I watched in amazement as she sprang from the last step to a lying down, torpedo style position in one fell swoop. As soon as the little girl shot out of sight it was my turn.

The time had come -- it was now or never. Copying the little girl before me, I laid down on the slide feet first torpedo style and as I did I heard the words: Don't fight it, just let yourself go.

As I whooshed down the slide I reminded myself I was OK, to keep breathing and to relax. As I let my body go it seemed to understand what was expected of it. It conformed to the twists and turns of the slide and only seemed to tighten in response to my fearful thoughts. Soon, I could see the end of the ride was near and as I flew off the end of the slide into the waiting water, I knew I conquered my fear!

WOW! I did it! I went down a water slide. It was a blast! My husband told me later, as I was coming down, he could hear me screaming and laughing. All I could remember was feeling gripped by fear, exhilaration and pure joy as my body whirled down the watery, slippery path.

Now, I felt ready for more. Once wasn't enough. The second time up the stairs was much easier and I took my position at the top of the slide with much more confidence. The ride down the second time was even more fun because now I knew the curves and the bumps. I navigated the challenge with a bit more grace. I felt proud of myself for taking action and for doing something I thought I would never do.

What's your "water slide"? I bet you have one, or many. We all do. What fear, if you conquered it, would allow you to have a bit more fun, experience greater success, or live life a bit more fully?

Some fears feel bigger to conquer than others. My water slide fear may not seem like the biggest fear one could have, but having it caused me to isolate myself from the rest of my family and kept me from having MORE fun, joy and exhilaration in my life.

Conquering your fears, one by one, builds confidence and increases your quality of life. Don't let your fears hold you back from living the life you wish you were living.

10 Tips For Conquering Your Fears:

1. Recognize a fear is present
2. Declare you are going to conquer the fear
3. Expect to feel anxious, awkward and scared
4. Consider copying a style you like until you find your own style
5. Focus your attention
6. Motivate yourself with affirmations
7. Step into the fear with abandon
8. Let go and have fun! Remind yourself to keep breathing
9. Pat yourself on the back when it's over
10.Notice how much easier it gets

When you have time, take a personal inventory of the fears keeping you from living the life you want. Then make a commitment and challenge yourself to face and conquer one them that's been holding you back. Use the tips above to guide your way. To get started, see if any common fears from the list below fit you:

Admitting mistakes or wrong-doings
Adventure
Being inadequate/not good enough
Doing something you've never done before
Expressing yourself
Failure
Healing emotional wounds
Health concerns
Money/finances
Never having enough
Public speaking
Promoting yourself
Saying "NO"
Sharing your feelings
Taking a risk, such as starting a business or changing careers
Traveling

*** Cari Vollmer is the creative founder of LifeOnTrack.com LifeOnTrack.com's inspirational e-zine, LivingOnTrack, offers practical success tools, tips and strategies for getting and keeping your life on track.  Sign up at http://www.LifeOnTrack.com .