Your Home Business Coach Ezine Advertisers Special Edition

E-books To Build Your Online Business Faster

Turn Words Into Traffic 
The Secret to
Non-Stop, FREE 
Targeted Traffic!

7DayeBook
"How to Write and Publish your own eBook... in as little
 as 7 Days"

eBook
Secrets Exposed
How to Make MASSIVE Amounts of Money In Record Time With Your Own eBook - (Whether You Wrote It Or Not!)

Lazy Man's
 Guide
"How to Work Less... get Paid More... and have tons more Fun with your online business!"

BUILD your ezine/newsletter list with the help of the following

"Ezine Publishers Association!"
 
"Directory of Ezines "

"The Noozles
 Newsletter and Ezine Network"

"Subscription Rocket"

"Ads/Market Coop"

Subscribe to A Natural Environmental Health Facts & Your Home Business Coach Ezine 

Herbal Repair Kits for Most Common Problems & illnesses

Master Formulas Alternatives

Ten Commandments Of Health

Publishing an occasional Advertisers Special!
Regular "Your Home Business Coach ezine" publishes on Tuesday's & Thursday's
Lena Sanchez - Editor
Click Here To Email Lena 
928-636-9425
Saturday  April 16, 2005
````````````````````````````````````````````````````
Watch For A Natural Environmental Health Facts Sun., Wed, Friday with  Monday's Ask Lena Health Q & A!

This Ezine is available by subscription only. Your Home Business Coach does not make its list available to third parties. All subscribe and unsubscribe information can be found at the end of this issue. The Mission of this Ezine is to help you grow in business and in health! 

To read back editions Click Here

============================
=> IN THIS ISSUE!
============================
<> Editors' Remarks
<>Motivational Thought!
<> Spotlight of the Day
<> Spotlighting a product/service/person
<> Business Tip
<> Advertising Links
<> Business Coach of the Day
<> Change Your Life Information

================
EDITORS' REMARKS
================

Greetings and thank you for being a subscriber! I hope your weekend will be a relaxing, profitable and health building time!

If you are like me you hear people tell you almost daily that they don't want to place an order online for fear of identity theft. Well today's Business Tip has some answers that will help you handle those skeptics...

Do what you must to succeed today. As long as it's honest, fulfilling, doesn't cause anyone else pain or discomfort and worthwhile!

Have a wealth building day while staying healthy!
Lena

Reminder:

Don't Pass On Misinformation. to others. 
Get the real scoop first a http://hoaxbusters.ciac.org/HBHoaxCategories.html 

======================
MOTIVATIONAL THOUGHT
======================

"Just because your voice reaches halfway around the world doesn't mean you are wiser than when it reached only to the end of the  bar."

 ~ Edward R. Murrow

Identity Theft And The Internet
by James H. Dimmitt

LexisNexis, a provider of personal and financial data, recently reported that the personal information of as many as 310,000 people nationwide may have been stolen.  This figure is nearly 10 times higher than the original figure disclosed last month by the company.

ChoicePoint Inc., another consumer data collection service, stated 145,000 people in their database were possibly exposed to identity thieves earlier this year.  At DSW Shoe Warehouse, officials acknowledged stolen credit information at 103 of its 175 stores nationwide. Hackers have also targeted databases at California State University as well as the University of California, San Diego.

Many consumers now fear that using the internet puts them at a higher risk of identity theft.  However, surveys have shown that only 10 percent of known identity theft cases have resulted from online fraud. Dumpster diving along with phone scams account for far more ID theft than the internet.

In fact you can use the internet to help protect yourself from this crime in three unique ways:

1) View your banking and credit accounts online.  Almost all banks and credit card companies have secure web sites that allow you to view your statements and activity safely online.  Secure sites are those that begin with https// or display a padlock icon on your computer screen. 

NEVER access a financial site through a link embedded in an e-mail message.  E-mails with links asking you to verify or re-register your personal information are a sure sign of "phishing", a scam to collect your name and other identifying information to steal your identity.

Instead, type the bank or creditor's website address into your browser. Check your accounts every two weeks.  Verify that the credits and debits shown on the statements are valid.  Report any suspicious activity immediately to your bank or creditor.

2) Monitor your credit report.  The main reason for stealing your identity is to open new credit accounts to purchase good and services using your name and stolen identity.  Chances are that you won't know you're an ID theft victim until you're denied credit or you receive bills for accounts you never opened.

If an ID thief has opened accounts in your name, they are most likely to appear on your credit report.  There are three major credit reporting agencies; Equifax, TransUnion, and Experian.

New legislation allows you to obtain your credit report annually from all three of these agencies for free.  This new program is being phased in gradually across the U.S.. Check www.annualcreditreport.com to see when your state becomes active in this program.

3) Use credit monitoring services.  A variety of paid services are available that will monitor your credit reports for activity and alert you to any changes.   As with any product or service, make sure you understand what you're getting before you buy.  You can enjoy a free 30-day trial of CreditCheck® monitoring service and get a free copy of your Experian credit report by visiting http://www.yourfreecreditreportnow.com.  This monitoring service checks your credit report daily to notify you about fraudulent activity, new inquiries, new accounts, late payments, and more so you can spot possible signs of identity theft.  After the free 30-day trial, you will be billed $9.95 monthly unless you cancel the service.

If you become a victim of ID theft, your opportunity for loans, jobs, or even housing could be affected. Taking immediate action after being victimized can minimize the damage. 

Here are some other helpful identity theft related sites:

www.consumer.gov/idtheft/  (US government ID theft website)
www.privacyrights.org/identity.htm  (ID theft resources)
www.identitytheft.org/  (ID theft prevention and survival)

***********************************************
© 2005,  www.yourfreecreditreportnow.com  Author: James H. Dimmitt James is editor of "TO YOUR CREDIT", a free weekly newsletter with tips to help you manage your personal finances.  Subscribe today and receive his ebook "IDENTITY THEFT- How To Avoid Becoming the Next Victim!" and other free bonuses by visiting http://www.yourfreecreditreportnow.com
 

Miscommunication - Root Cause of Problems?
By Michael Lee

People of two opposing ideas can stir up arguments and fights.  It's that situation when one thinks he has the right concept while the other one also believes he has the proper notion.  Both of them would try to outsmart each other until one claims victory.

Here's an actual example.

My girlfriend Riza would sometimes buy me signature clothing.  When my Mom founds out how much it costs, she would advise us to budget our money and just buy the affordable ones.

A problem occurs when Riza thinks that her effort to give me the best was unappreciated.  Mom, on the other hand, would think that Riza is such a spender.

There's a conflict with their beliefs.  No two people are exactly alike.  We are totally unique; not only physically, but mentally and emotionally as well.

There will be many times when your opinion will not correspond with that of another.  So how can people prevent this kind of conflict from occurring? 

Communication is the key to overcome doubts and misunderstandings.

You should let other people know what's in your mind. Don't keep them guessing. 

There was a story about two couples who were filing a divorce.  After the lawyer have spoken to them both, he found out that the root cause of all their problems was due to miscommunication.

Here's one of the couple's problems.

The man filing the divorce said that he just hated the breakfast meal that his wife often prepared for him.  On the other hand, the wife said that she's only preparing the meal because she thought it was her husband's favorite.  But she never liked cooking it because it's very difficult to prepare.

See?  If only one of them took the initiative to speak out what's in his or her mind, then that particular dilemma would be over.

Now why would people prefer to keep their complaints and criticisms to themselves?  What's holding them back?

It's because they do not want to be rejected.  Most, people, if not all, would like to be accepted and to be perceived as likeable in the eyes of others. 

So can you get your message across without hurting their feelings? 

Substitute negative statements with positive ones.

Instead of saying "You don't understand," say "Let me explain."  Instead of remarking "You're wrong," say "Permit me to clarify."  Instead of stating "You failed to say," just mention "Perhaps this was not stated."

There are certain words that affect a person more negatively in comparison with other words that have the same meaning.

Nothing could be more pleasing to the ear than hearing someone else say that you are right.  In this case, be prepared to let other people know that you respect their opinions.  You may add your comments at the end, but acknowledge them first.

Say:
You're right, although ...
Great suggestion, however ...
I agree with your opinion, however ...
I would feel the same way if I were you, although ...
I understand your situation, however ...

Reassure your counterparts that the decision made will benefit both parties. People need to feel that they have made the right choice.

Communication is a gift. Use it wisely for everyone's advantage.

About the Author:
Michael Lee is the author of "How To Be A Red Hot Persuasion Wizard," an ebook that reveals shocking secrets on how to get anything you want.  Learn how to fully improve your relationships, explode your profits, win arguments, and magically influence others.  Grab a sample chapter at http://www.20daypersuasion.com

WORK FROM HOME. Earn $500 - $1000/month or more PT New fast start bonus program. No investment required. Free Training and Support. Free Details http://www.tsginfo.com  and enter code ME6373

<><>

Looking for a Simple Way to Make Extra Money? Get Your Own CBmall and Collect Cash Commissions on Thousands of Popular products by promoting One URL. For more Info, Visit: http://ads.noozles.com/?ad=6-e3271

<><>

Make $250k/yr or more 20 hours a week! Awesome new and exciting Ground Floor Opportunity! Great marketing tools. Highest return rates in the industry. New, Fast-Growing Company, Six Figure Productions. http://www.XciteMLM.com  ...Join Today!

<><>

INTERESTED IN PROMOTING YOUR WEBSITE, BUT DON'T WANT TO PAY BIG BUCKS FOR ADVERTISING? Increase revenue from your website with targeted e-mail marketing solutions, guaranteed performance based advertising, accurate real-time campaign tracking, and more...with minimal cost to you! ...This is the real deal... http://www.rent-a-list.com/s/i/dave04005

<><>

Special Free Report...REVEALED! The Simple Strategy How To Earn $6.688 Per Month From Home Learn Before Committing Any Time And Money VISIT TODAY : http://ads.noozles.com/?ad=6-e3256

<><>

Be a Computer Guru! Easy!  Juvio ETS  CD's  can change your brain! Awesome income potential.  Why wait? Contact: Theresa Massey / 440-239-9775 http://ads.noozles.com/?ad=6-e3251

<><>

I am so sure my system works, I'll let you try it for FREE! You get FREE websites...FREE Support and Training... FREE International business!! 6 Year old DEBT FREE Company - Great Compensation Plan. All for $2.95 S&H! http://www.automaticbuilder.com/5718   Take a Tour Today

<><>

We're So Sure Our System Works We'll Let You TRY IT FOR FREE FREE Product* . . . FREE International Business FREE Websites . . . FREE Support and Training * You pay only $2.95 for shipping and handling of product http://ads.noozles.com/?ad=6-e3245

<><>

The Perfect Home-Based Business Opportunity! Find Out How You Could Be Making $5,000 to $10,000 Per Month! Join Today!  Only $2.95 to Join! http://ads.noozles.com/?ad=6-e3240

<><>

Have You Had Enough Of Skyrocketing Gas Prices? How About Away To Make Some Very Big Money? Would You Also Like To SAVE Big On Money & Gas? Go To: http://www.CarolynWilson.myextremeresearch.com
877-FULL-SAVER&GIVE ID#2580401 swcw4@yakoo.com

<><>

Make big Money on the Web! FREE book tells you how, step-by-step, easily and at very little cost. Redistribute the book at will - it's yours to share and enjoy. http://ads.noozles.com/?ad=6-e3237

<><>

Consistent income based on your efforts. Secrets of  top internet performers revealed. Now you too can earn what the successful internet gurus earn. Their success is easy to duplicate - "all secrets revealed". Go to www.numerouspaychecks.com .